SPD/Legal Notices

This website provides an overview of your benefit plans. If you need more detailed information, refer to the documents below:

Summary Plan Descriptions (SPDs)

Summary Plan Descriptions (SPDs) are the official plan documents and contain detailed information about the terms and conditions of your benefit plans. If you need a printed copy, you can print the files from this website.



Supplemental Benefits

Aetna Critical Illness Plan

Aetna Hospital Plan

Aetna Accident Plan


All Other Plans

Summary of Benefits Coverage (SBCs)



Summary of Material Modifications (SMMs)

The Summary of Material Modifications (SMMs) outlines changes to our benefit plans made after the most recent SPD was published.

2013–2014 Plan Year

2012–2013 Plan Year

2011–2012 Plan Year

2010–2011 Plan Year

2009–2010 Plan Year

Download the SMM for a summary of the benefit changes (Aetna Choice POS II) effective July 1, 2009.

Legal Notices

The following legal notices contain information regarding your rights and procedures to protect those rights.

Health Savings Account (HSA) Information

If you enroll in the "R"Consumer Directed Health Plan ("R"CDHP) Gold or Silver medical option, the Company contributes tax-free dollars to your personal Health Savings Account. Be sure to read the following documents for important details about your HSA account.

Summary Annual Reports (SARs)

The Summary Annual Report (SAR) highlights the financial information contained in the Plan's full annual report.  This report is filed each year with the U.S Department of Labor.

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