Interest and Investing

One of the benefits of your Health Savings Account (HSA) is that it earns interest, tax-free. Your HSA has tiered interest rates. This means your rate depends on your HSA balance. The more money you save in your HSA, the higher your interest rate may be, as shown below:

HSA Balance Interest Rate
$0.01-$2,000.00 0.05%
$2,000.01-$7,500.00 0.10%
$7,500.01-$10,000.00 0.20%
More than $10,000 0.40%


Once your balance reaches $2,000, you have the option of choosing from a number of investment options through PayFlex. Visit the PayFlex website to learn more.

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